How life expectancy affects the settlement market | Life Settlement

There are three to four life expectancy providers who calculate the mortality of policy insureds with their own proprietary methodologies. There are also a few annuity carriers who apply mortality credits for annuitants with impaired risks by age rating up the actual age of the proposed annuitant. While this is just a general assessment, it's a good place to start without submitting the full requirements of a life settlement. Life settlement experts Erez Rotem and Alex Sirotkin of Integrity Life Solutions, LLC, are interviewed by Steve Savant, syndicated financial columnist and talk show host, on this episode of "Let's Get Down to Business."